Being in your 70's you will find that you're reasons for life insurance are different than when you were younger. Your family is usually grown and your needs have changed. You may already have a policy in force and think you are done...but consider your current needs first.
As you can see, there are so many different options and considerations that go into your decisions about life insurance for seniors over 70 (or even under 70!)
While you may be able to get some quotes by yourself online, you have no way of knowing if you can get policy with better options. Can you qualify with that specific carrier? Are there less expensive options that are just as good or better? How strong is the company?
Every company has slightly different questions on their applications. That little difference can be the difference between an approval and a decline. Our underwriter (independent) is always available to help if we have questions about your ability to qualify. It's just another instrument in our toolbox.
An experienced independent life insurance agent will help you determine what your different options are, what the best priced option will be, why one choice makes more sense than the other and how to proceed. They will help you find the best life insurance for seniors over 70. Use an independent agent to your advantage and get the best insurance deal you possibly can!