Life insurance is something we all need, even though we don't all have some! Many of us don't want to take an exam and so put off getting coverage. But we all want to protect our families so it's time to learn about getting life insurance without having to take an exam.Read More
LifeNet Insurance Solutions Blog
Are you thinking about getting a final expense life insurance policy for your parent(s), granparents(s) or other relative(s)? There are many things to consider before you apply. Here are some things for you to ponder as you begin to make your decisions.
You may have heard good things about section 1035 exchanges and life insurance but are unsure about exactly what is a 1035 exchange.
If you are a senior over 80 looking for life insurance you want the best policy available. How do you know what that is? There are 3 types of policies you can buy in this age group. Which will be best for you?
When you are in your 60's and looking for life insurance should you buy term life? The answer is not a simple yes or no. It might be a smart purchase and it might not! There are two very important factors to consider. Who or what are trying to protect and where is your budget for this coverage? Let's look deeper.
An irrevocable life insurance trust (ILIT) can be a vehicle for avoiding the payment of unnecessary estate taxes.
Seniors over 80 are in a unique position with regards to their life insurance needs. When it comes to life insurance for seniors over 80, it makes little sense to buy term life insurance. Although term life insurance is the most popular and most sensible type of insurance for many people, it probably isn't for you if you are 80 or over.
For seniors considering a life insurance policy with no medical exam, securing a plan may seem fast and easy. But variations in coverage, carrier and cost can quickly turn a seemingly simple task into a long (and confusing) journey. Understanding the many different types of policies as well as their restrictions and requirements can leave seniors feeling anxious, overwhelmed and hesitant to sign on the dotted line.
You understand that you should tell your life insurance agent the good. But what about the bad and the ugly? Yes, you should really tell all. The insurance company is going to find out anyway.
Can Seniors Over 70 Get a Good Value on Life Insurance?
Life insurance is not just for young people. In fact, as we grow older, we may have more we need to protect with life insurance. While age is a major factor in the cost of life insurance premiums, it is possible for life insurance for seniors over 70 to be a good value.
Topics: senior life insurance