Offering Affordable Life Insurance for Seniors, Families and Businesses
Welcome to LifeNet Insurance Solutions.
We are your "go to" resource for all types of low cost life insurance for seniors, families and businesses.
We are a family run business and we have been helping other families (and businesses) be secure since 1991.
As your insurance needs evolve along with major life changes, we are ready to assist you in protecting your family and your business. As baby boomers ourselves, we have a special affinity for helping other seniors navigate the maze of life insurance and Medicare (when the time comes). Baby Boomers and seniors may have more health issues, and finding inexpensive senior coverage can be challenging. We can help - here are some of the ways we keep your premium low!
When buying coverage you should work with an independent agent who has many years of experience (click here to learn why). This is especially true for seniors because as you age there are often more underwriting issues to consider.
As independent agents, we work with most highly rated carriers as well as companies that offer specialized products for seniors over 70, and seniors over 80. This freedom to choose, together with our years of experience can give you a better opportunity to purchase the best term or permanent coverage available today. We have access to over 100 carriers who are among the top life insurance companies.
Have you considered how your family would fare without your income? Having an insurance policy gives you peace of mind knowing you have protection in place for your family. You’ll sleep better, and so will your family when you have the proper amount of coverage in place.
If you're looking for the best value for seniors, families and businesses along with personalized service, you've come to the right place. We've been helping protect our clients for over 20 years- just see what they have to say!
Buying Life Insurance online isn't the same anymore! Watch the video below to learn what's different!
We want you to understand the protection you purchase. We welcome your questions because it helps us serve you better. Take a look at our Insurance Solutions Blog where you’ll find hundreds of articles to help you learn all about how life insurance works, and what you should think about before, during and after your purchase. Learn about affordable life insurance for seniors, and all ages at Life Happens.
Getting insurance doesn’t have to be complicated. Let us make it easy for you. With so many different options to choose from, a helping hand can smooth the way. We’ll make sure your insurance objectives are met and you understand how your policy works. It's easy to get a no-obligation free quote from us - it usually takes only a few minutes!
Life insurance comes in many shapes and sizes…
- Term coverage lasts for a specific period of time, up to 30 years depending upon age at application. Generally term life is the cheapest kind of policy you can buy. There are several types of low cost term policies available. Guaranteed level term coverage, where the face amount and the premium are guaranteed to remain the same for the life of the policy is often the preferred option.
- Universal coverage is a permanent policy. It is very flexible and can be structured to fit your needs. You can have a level face amount, level premium, and decide to accumulate cash value or not. Your objective will determine how the policy is structured.
- Whole life coverage is also permanent. It accumulates cash value and may have an increasing face amount. Final expense policies are whole life policies with easier approval guidelines and no medical examination. Smaller amounts of coverage up to $40,000, are available with a short application.
At LifeNet Insurance Solutions, we have helped all of our clients both young and old get the coverage they need at the best possible pricing. We are proud to say many of our customers are repeat clients. They know we care about them, and you will too.